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Many deposits, credit unions, independent financial planners and other financial establishments sell annuities. Finding the right only for you means narrowing down the list based on your needs. You also need to carefully compare the financial standing of the organizations you choose to purchase annuities from.

Difficulty: Moderate

Directions

1 Access the National Association of Insurance Commissioners (NAIC) website for information on various types of annuities and how to select it (see Resources down below). It's important to understand the type of annuity you are looking for because variable annuities are considered securities and must be sold by means of groups registered through the Securities and Exchange Commission (SEC).

2 Log on to the website to your state insurance policy commission. The State Association of Insurance Commissioners has links to every express's web site. Annuities are considered insurance policies. Each group that underwrites annuities must be licensed by the state with which proprietors of insurance products live. All annuities must be registered with the state. Variable annuities require further state licenses (see Assets below).

3 Search for the list of licensed insurance policy suppliers. Research the financial strength about different annuity suppliers. Insurance policy, including annuities, is only since good as the financial energy about the organization that issues it. Examine the Securities Change Commission with a list of credit ratings agencies to examine the credit ratings of annuity providers (see Resources below).

Insurance brokers are chosen by means of multiple insurance companies and are therefore able to sell annuities from different providers. Most annuities need special features that produces them difficult to compare to one extra.

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Resources

National Association about Insurance Commissioners List regarding credit ratings agencies